Terms and Conditions

By accessing or using the Garuda Kapitalis website, tools, or related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service. Continued use of the Service constitutes ongoing acceptance of any updates made to these Terms.

Garuda Kapitalis provides AI-driven data analysis and informational tools intended to support users in evaluating investment-related information and risk considerations. The Service is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. Garuda Kapitalis does not guarantee any specific outcome, return, or level of capital protection.

Nothing presented through the Service should be construed as a recommendation to buy, sell, or hold any financial instrument. All investment decisions remain solely the responsibility of the user. Capital is at risk, and past performance or simulated analysis is not indicative of future results. You should consult an independent, licensed financial advisor before making any investment decision.

By using the Service, you represent that you are at least eighteen (18) years of age and that you have the legal capacity to enter into a binding agreement under the laws applicable to you. The Service is not directed at individuals in jurisdictions where its use would be contrary to local law or regulation.

Where account registration is required, you agree to provide accurate, current, and complete information and to keep such information up to date. You are responsible for maintaining the confidentiality of any login credentials and for all activity that occurs under your account. Garuda Kapitalis is not liable for any loss arising from unauthorized use of your account.

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with the normal operation of the Service, reverse-engineering any underlying software, or using the Service for unlawful purposes. Garuda Kapitalis reserves the right to suspend or terminate access for users who violate these conditions.

All content, software, trademarks, and materials associated with the Service are the property of Garuda Kapitalis or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you except for the limited right to access and use the Service in accordance with these Terms.

The Service may contain links to third-party websites or reference third-party tools that are not owned or controlled by Garuda Kapitalis. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party resource. Access to such resources is at your own risk.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Garuda Kapitalis does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

To the fullest extent permitted by applicable law, Garuda Kapitalis, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment capital, arising out of or related to your use of the Service, even if advised of the possibility of such damages.

You agree to indemnify and hold harmless Garuda Kapitalis and its affiliates from any claims, liabilities, damages, losses, or expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

Garuda Kapitalis reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms periodically. Material changes will be reflected by an updated "last revised" date, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

We may suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the business interests of Garuda Kapitalis.

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Garuda Kapitalis operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.